FED – Cục dữ trữ liên bang mỹ là gì?

Cục dự trữ liên bang Hoa Kỳ – Federal Reserve System hay gọi tắt là FED, là một cơ quan có người đứng đầu do Tổng thống và quốc hội Mỹ bổ nhiệm. FED là cơ quan duy nhất giữ trách nhiệm phát hành tiền tệ (in tiền dollar) cũng như kiểm soát lãi suất. Cơ… Read More »

Decoy effect explained

Decoy effect is a marketing strategy that can help increase sale revenue by adding a “noise” option between a fair and high prices option. Below is an example of decoy effect. One popcorn stand is offering 2 options, small cup for $3 and large cup for $7. The vast majority of customers pickup small cup… Read More »

Free videos to download

Below are three websites that allow you to download stock videos and use in your projects and media for free. https://www.videvo.net/video/legs-of-a-crowd-crossing-the-road-in-oxford-circus-2/5690/ https://videos.pexels.com/videos/waterfall-stream-nature-423 https://www.videezy.com/nature/551-white-flower-dark-green-background They are all provide high quality footage and clips, the last site (videezy) requires you to wait for 3 seconds before the free download about to start.

Calculate Annual, Quarterly, Monthly and Daily Compound Rate

If you are given the annual compound rate is 15%, how much is it for quarterly, monthly and daily? Below calculation shows you how to calculate compound interest rate for those time-frame. We use AR is term for Annual Rate, and T is Time Period, the value for T will be 4, 12, 365 for quarters,… Read More »

Should I close credit card?

Q: I own more than one credit cards and found difficulty when managing them all, especially remember their due date, should I close one with balance is zero? A: No, you should NOT close any credit card even the balance is 0. 30% of your credit score (FICO or TransUnion score) is calculated base on the… Read More »

Smartpad là gì?

Smartpad hay digital journal là một dạng sổ tay điện tử có kích thước như một tablet. Khi viết hoặc vẽ trên Smartpad bạn có thể chụp hình và lưu trữ lại qua tính năng scan/nhận dạng chữ viết đặc biệt của Smartpad. Wacom Bamboo Slate Smartpad là một thiết bị Smartpad từ công ty Nhật Bản… Read More »

What a bad credit score can hold you back?

A bad credit score cause a huge impact to your personal financial live, below just name a few of those setback: Apartment rent – Leasing officer will scan your credit score and if they can spot some red flags, your application is at the edge of rejection or you may end up with paying a… Read More »

Top 4 banks in America

There are top 4 banks in America: JPMorgan Chase & Co., Bank of America Corp., Citigroup Inc., Wells Fargo & Co. The total assets for each is in below table:

Animated finance education videos

When it comes to investing education is the key to success. After you decided to manage your own money instead of defer it to your financial advisory and save huge amount of fee and gain, you are driving your bus. Get your financial training is crucial to increase gain and reduce losses. There are several… Read More »

Add someone to your credit card

If your spouse, family member of close friend is not able to apply for a Credit Card by themselves because of some reason than you can help to add he/she to your credit card. The credit card issuer allows you to have an additional person as an authorized user or join account holder. The authorized user… Read More »