What a bad credit score can hold you back?

A bad credit score cause a huge impact to your personal financial live, below just name a few of those setback: Apartment rent – Leasing officer will scan your credit score and if they can spot some red flags, your application is at the edge of rejection or you may end up with paying a… Read More »

Top 4 banks in America

There are top 4 banks in America: JPMorgan Chase & Co., Bank of America Corp., Citigroup Inc., Wells Fargo & Co. The total assets for each is in below table:

Animated finance education videos

When it comes to investing education is the key to success. After you decided to manage your own money instead of defer it to your financial advisory and save huge amount of fee and gain, you are driving your bus. Get your financial training is crucial to increase gain and reduce losses. There are several… Read More »

Add someone to your credit card

If your spouse, family member of close friend is not able to apply for a Credit Card by themselves because of some reason than you can help to add he/she to your credit card. The credit card issuer allows you to have an additional person as an authorized user or join account holder. The authorized user… Read More »

Tax-free and Tax-deferred accounts

Tax-free account is where you can put your pre-tax money into it and grow/invest overtime without paying tax on the gain. When you retire or older than 59.5 year old, you can withdraw the invested money plus the capital gain without any tax concern. You then can invest those money into the a Treasury bills… Read More »

What the successful people do before their breakfast

The most successful people also are early risers, they enjoy waking up before the sun and do a ton of thing that require self-motivated in their routine, such as: workout, visualization, meditation, reading, just name a few.

Earning vs Revenue

Revenue is the total sales of a company where earning is the net amount left after subtract all fee to maintain business such as salary, operation cost, etc. Some company can have a big number of sale growth and small at earning if they are in the narrow profit/margin industry such as retail, hardware, oil… Read More »

No more lip service

Ngày 14/2 Tôi tuyệt vời xin gửi tới các bạn thông điệp “No more lip service”, đừng bao giờ chỉ nói “xuông” với những người mình yêu quý mà hãy hành động. Hãy luôn đặt gia đình lên trên hết, vì cho tới cuối cùng điều quan trọng nhất với mỗi người có lẽ là… Read More »

Paypal does not support withdraw money to card

Information from Paypal that they does not support withdraw money to user credit, debit, or prepaid card can disappoint lifetime user like me. They only support transfer/withdraw money into your bank checking account after it’s verified (bank link completed). Question: Can I withdraw money to my credit, debit, or prepaid card? Answer from PP: No. You… Read More »

T-mobile number email address

Each T-mobile number has its own email address in this format: your10digitmobilenumber@tmomail.net. For example, if your T-mobile number is then the email address associates with this number is 6105551212@tmomail.net. When people send email to this email address it will be delivered to your phone in message format. The length of email is limited by SMS message length… Read More »